The UT Student Health Insurance Plan is provided through Academic Health Plans/BlueCross BlueShield (AHP/BCBS). Coverage includes:
|Benefit Category||Coverage Amount|
|Basic Medical Expense Benefits*||$500,000 USD maximum per policy year|
|Medical Evacuation||$10,000 USD|
|Medical Repatriation||$7,500 USD|
*Dental is available for an additional fee.
You are responsible for paying a one-time $300 deductible (amount of expenses that must be paid out of pocket before the insurance company will cover any medical expenses) per policy year. No deductible is applied if you use the medical services only at University Health Services.
After the deductible has been satisfied, if you use a service provider that participates in the AHP/BCBS network, you will be covered at 80% of covered expenses. If you use a service provider not in the network, the coverage will be at 60%. There are limits stated in AHP/BCBS for some medical services. There are also limitations and exclusions. Complete information about the policy is available from the AHP/BCBS website or call AHP/BCBS' customer service at (855) 247-2273, Monday to Friday 8 a.m. – 5 p.m.
Charges on Tuition Bill
The cost of the UT Health Insurance Plan for one academic year is approximately $1,400 USD. Students are billed for the plan in their tuition and fee bill. The Fall tuition bill will reflect the cost of insurance for the Fall semester. The Spring tuition bill will reflect the cost of insurance for both Spring and Summer.
Dependents are NOT automatically added to the UT Health Insurance Plan. Should you wish for your dependents to have medical coverage, you must add them separately to your plan each semester (fall, spring, and summer). To add a dependent(s), schedule an appointment with the Insurance Advisor.
To determine the cost of dependent insurance, please see Insurance Coverage Dates & Costs.
Note: The Department of State requires that the accompanying spouse and children of J-1 visa holders maintain appropriate medical coverage for the duration of their presence in the United States. Willful failure to comply with this requirement will result in the termination of the J-1 program.
Prescription Drugs Benefit
There is a Prescription Drugs Benefit included with the UT Health Insurance Plan. This benefit is subject to supply limits and existence on the Prescription Drug List. You may use the University Health Services Pharmacy, located in the Student Services Building (SSB) to fill your prescriptions. To find participating pharmacies off campus, please visit the Prime Therapeutics Network website, or call AHP/BCBS at (855) 247-2273.
If the prescriptions drug benefit applies to you and you go to a pharmacy that participates in the Prime Therapeutics Network, you will only be responsible for the following co-payment:
- $10 generic (non-brand name) drugs
- $15 brand-name drugs